The Illinois Department of Insurance has released 2027 plan year rates for the Get Covered Illinois Marketplace, with a statewide weighted average rate increase for individual plans of 14.1%, down from 28.8% last year.

Five health insurance issuers are offering plans for Illinoisans to choose from, the department said.

The department noted that the rates posted online do not represent the actual premiums paid by consumers. It said insurer rates are used to calculate the premium price after a consumer's selected benefit options are applied.

"Due to the continuing economic fallout from the Trump Administration's damaging decisions, including not renewing federal enhanced premium tax credits (ePTCs), more Americans are still struggling to pay for health insurance, and many are uninsured," said IDOI Director Ann Gillespie. "Our Get Covered Illinois team stands ready to support Illinoisans during the upcoming open enrollment period to help find the best health plan to fit their budget and needs."

On average, customers who received financial help in plan year 2026 paid $140 a month, saving more than $700 on the monthly cost of their coverage, according to the department. Get Covered Illinois said 466,371 Illinoisans enrolled in marketplace plans during plan year 2026, and about 85% received premium tax credits to help lower the cost of monthly premiums.

Key dates

  • Open enrollment runs Nov. 1, 2026, through Jan. 15, 2027.
  • Window shopping starts Oct. 19, 2026, when customers can preview 2027 plans and costs.

How to get help

Get Covered Illinois said certified navigators and brokers in communities across the state provide free help to Illinoisans enrolling in marketplace coverage. Information is available at GetCoveredIllinois.gov/LocalHelp.

A customer assistance center is available by phone or online, with help offered in more than 250 languages. Consumers can call 866-311-1119 (TTY: 711) or visit GetCoveredIllinois.gov/Contact and click "Ask a question."

ACA Illinois rate filings are posted on the Illinois Department of Insurance website.

Source: the original release